Effective Date: September 21, 2025

Company: JaoTech Gworld Limited
Website: www.jaotechgworld.com
Address: No. 2, Victory Junction, New Lagos Road, Benin City, Edo State, Nigeria
Email: jaotechgworld@gmail.com
Phone: +234 906 597 2816

1. Introduction & Purpose of Disclaimer

This Disclaimer (“Disclaimer”) governs your access to and use of the website jaotechgworld.com, all associated subdomains, services, training programs, fintech and blockchain solutions, consultancy, professional services, digital products, applications, and related offerings provided by JaoTech Gworld Limited (“JaoTech Gworld,” “the Company,” “we,” “our,” or “us”).

By using, engaging with, or relying upon any of our services, content, training, or solutions, you acknowledge and accept the terms of this Disclaimer in full. This Disclaimer is binding upon every client, customer, student, partner, website visitor, or third party that interacts with JaoTech Gworld Limited.

The purpose of this Disclaimer is to:

1. Establish clear limitations of liability for JaoTech Gworld Limited.

2. Clarify the scope and nature of services provided by the Company.

3. Ensure compliance with Nigerian law, African regulations, and international standards.

4. Promote transparency and trust with our clients, users, and global partners.

5. Protect JaoTech Gworld Limited from misinterpretation, misuse, or improper reliance on our services or content.

This Disclaimer applies in conjunction with our Terms of Service, Terms & Conditions, Privacy Policy, Cookie Notice, Refund Policy, and AML/KYC Policy, all of which collectively govern your engagement with JaoTech Gworld Limited.

2. Company Background

JaoTech Gworld Limited is a Nigerian-registered technology company with international reach. We provide services in software and app development, cybersecurity, IT solutions, blockchain and fintech innovations, professional training, and consultancy services.

We operate from:
No. 2, Victory Junction, New Lagos Road, Benin City, Edo State, Nigeria
Email: jaotechgworld@gmail.com
Phone: +234 906 597 2816
Website: jaotechgworld.com

Our guiding vision is “Innovation for a Digital Africa”. We are committed to delivering solutions that meet international standards, while rooted in African realities  ensuring accessibility, inclusion, trust, and professionalism.

3. General Legal Disclaimer

The content, services, products, training, and information provided by JaoTech Gworld Limited are intended solely for educational, informational, advisory, and professional purposes.

We make no guarantees that the use of our services, participation in training programs, or reliance on our information will produce any specific results, including but not limited to financial gains, employment, certifications, or business growth.

All services are provided on an “as is” and “as available” basis, subject to limitations described in this Disclaimer and related policies.

You assume full responsibility for the use of our services and for compliance with applicable local, national, and international laws.

4. Service-Specific Disclaimers

4.1 IT & Cybersecurity Solutions

Our IT and cybersecurity services aim to provide professional protection, audits, integration, and risk management. However:

We cannot guarantee that all cybersecurity risks will be eliminated.

Clients are responsible for adopting best practices in security within their organizations.

Cyberattacks, breaches, and malware threats may occur despite our safeguards.

4.2 Website & App Development

We design and develop digital platforms with high industry standards. However:

We are not liable for third-party hosting failures, downtime, or user misuse.

Clients are responsible for updating and maintaining their systems post-deployment.

4.3 Blockchain & FinTech

Our fintech and blockchain services are strictly technology solutions, not financial advisory services.

We do not provide investment, trading, or financial guarantees.

Cryptocurrency transactions involve risks, including volatility, hacking, and legal uncertainty.

Clients must comply with AML/KYC regulations.

4.4 Training & Human Capacity Development

We provide professional training in IT, digital skills, blockchain, AI, and related areas. However:

We do not guarantee employment, job placement, or income after training.

Certification depends on course completion and evaluation.

Training is intended for educational purposes only.

4.5 Consultancy & Advisory

We provide consulting and digital advisory services. However:

Our advice is based on available data and expertise at the time.

We do not accept liability for business losses, strategic decisions, or third-party actions.

5. No Financial or Investment Advice Clause

JaoTech Gworld Limited is not a financial advisor, investment manager, broker, or dealer.

Any references to cryptocurrencies, blockchain technologies, fintech tools, or digital assets are for educational and informational purposes only.

You must not interpret our training, services, or content as:

Investment advice

Trading recommendations

Legal or tax advice

We strongly recommend seeking advice from licensed financial advisors or legal professionals before making financial decisions.

6. No Guarantee or Warranty Clause

While JaoTech Gworld Limited strives to provide professional, high quality, and timely services, we do not guarantee:

Continuous, uninterrupted service availability

Error free software or solutions

Specific business, financial, or employment outcomes

That our services will always meet your exact expectations

All services are provided without warranties of any kind, whether expressed or implied.

7. Technology & System Risks Disclaimer

The use of technology inherently involves risks, including but not limited to:

Network or server outages

Hardware/software incompatibility

Data loss, corruption, or unauthorized access

Blockchain volatility or smart contract vulnerabilities

Internet disruptions or force majeure events

JaoTech Gworld Limited shall not be liable for such risks beyond our reasonable control.

8. Third-Party Tools & Services Disclaimer

Our services may rely on or integrate with third-party platforms, APIs, software, or hosting providers.

We do not control third-party systems and therefore:

We cannot guarantee their reliability, security, or functionality.

We disclaim responsibility for third-party failures, errors, or breaches.

9. Training, Certification & Employment Disclaimer

Our training and certification programs aim to build digital skills. However:

We do not guarantee employment, freelance projects, or career success.

Success depends on individual effort, external opportunities, and market demand.

Employers, clients, and third parties make independent hiring decisions outside our control.

10. Blockchain, Crypto & FinTech Disclaimer

Engagement with blockchain, crypto, or fintech services involves high risk.

Risks include:

Market volatility

Fraudulent projects

Hacks, scams, and phishing attacks

Government regulation changes

We expressly disclaim any responsibility for financial losses, failed transactions, or regulatory penalties related to blockchain or fintech use.

11. Limitation of Liability Disclaimer

JaoTech Gworld Limited, its directors, staff, affiliates, and representatives shall not be liable for:

Loss of income, profits, or revenue

Business interruption or reputational damage

Data breaches, cyberattacks, or unauthorized access

Regulatory penalties due to client negligence

Damages exceeding the total fees paid for a given service

12. Force Majeure Disclaimer

We are not liable for failures caused by circumstances outside our reasonable control, including:

Natural disasters (floods, earthquakes, storms)

Government restrictions or policy changes

Internet failures, power outages, or strikes

Wars, terrorism, or epidemics

13. No Professional Advice Disclaimer

Our services, training, and content do not replace the professional services of:

Lawyers

Accountants

Doctors

Tax consultants

Certified financial planners

Clients must always seek specialized professional advice before acting on information provided by JaoTech Gworld Limited.

14. Forward-Looking Statements Disclaimer

Some content, reports, or discussions may contain forward-looking statements about technology trends, markets, or innovations.

These are speculative opinions, not guarantees. Actual results may differ due to economic, legal, technological, or social factors.

15. Intellectual Property Disclaimer

All intellectual property (IP) including trademarks, logos, training materials, designs, and software created by JaoTech Gworld Limited remain our exclusive property unless otherwise agreed in writing.

Unauthorized copying, redistribution, or resale of our IP is prohibited.

16. Affiliate & Partnership Disclaimer

From time to time, we may recommend, promote, or partner with third-party organizations.

We do not control the actions, policies, or outcomes of these affiliates.

We disclaim liability for their products, services, or representations.

17. Links to External Websites Disclaimer

Our website may contain links to external sites.

These links are provided for convenience only.

We do not endorse or take responsibility for the content or security of external sites.

18. Jurisdiction & Governing Law Disclaimer

This Disclaimer is governed by the laws of the Federal Republic of Nigeria, with consideration of African Union and international standards.

Any disputes shall be resolved under Nigerian jurisdiction, specifically through arbitration in Benin City, Edo State, Nigeria, in line with the Arbitration and Conciliation Act of Nigeria.

19. Changes & Updates Disclaimer

JaoTech Gworld Limited reserves the right to update, amend, or revise this Disclaimer at any time without prior notice.

Clients and users are encouraged to review this Disclaimer regularly. Continued use of our services constitutes acceptance of the updated terms.

20. Contact Information

For clarifications, complaints, or inquiries regarding this Disclaimer, contact us at:

JaoTech Gworld Limited
No. 2, Victory Junction, New Lagos Road, Benin City, Edo State, Nigeria
Email: jaotechgworld@gmail.com
Phone: +234 906 597 2816
Website: jaotechgworld.com

21. Acceptance & Acknowledgement Clause

By using our website, engaging our services, or participating in our training programs, you confirm that:

You have read this Disclaimer in full.

You understand and accept the limitations of liability.

You agree not to hold JaoTech Gworld Limited responsible for outcomes beyond our reasonable control.