Effective Date: September 21, 2025.

Company: JaoTech Gworld Limited (RC 8808001)
Website: jaotechgworld.com
Contact Details:
No. 2, Victory Junction, New Lagos Road, Benin City, Edo State, Nigeria
Email: jaotechgworld@gmail.com
Phone: +2349065972816

1. Introduction
Welcome to JaoTech Gworld Limited (“JaoTech Gworld,” “we,” “our,” or “us”). By choosing to interact with our platforms, services, and training, you are placing trust in us as your technology partner. This Terms of Service (“Terms”) document sets forth the rights, responsibilities, obligations, and limitations governing your use of our website jaotechgworld.com, our professional IT and digital solutions, and all associated services.
These Terms apply to:
Businesses seeking technology solutions.
Individuals engaging with our IT training and capacity development programs.
Clients using our blockchain, fintech, and Web3 services.
Visitors browsing our website and digital channels.
Partners and collaborators working with JaoTech Gworld Limited.
By using our Services, you agree to comply with these Terms in their entirety. If you do not agree, kindly discontinue use of our Services.

2. Scope of Services
JaoTech Gworld Limited is a registered technology solutions company (RC 8808001) headquartered in Benin City, Edo State, Nigeria. We specialize in delivering innovative, reliable, and Africa-centric technology services that meet international standards.
Our areas of operation include:
Information Technology Solutions – General IT support, infrastructure setup, and cybersecurity defense.
Website & Mobile App Development – Full-stack development, UI/UX design, testing, and deployment.
Software & Cloud Integration – SaaS platforms, enterprise software, and cloud migration.
Blockchain & FinTech Services – Smart contract development, Web3 solutions, crypto wallets, and decentralized applications (dApps).
Digital Training & Capacity Building – Professional courses in IT, digital business, fintech, AI, and emerging technologies.
Consultancy & Advisory – Technology strategy, business transformation, and digital innovation consulting.
Each service is delivered with a strong commitment to professionalism, compliance, and trust.

3. Eligibility
To use our Services, you must meet the following criteria:
Age: You must be at least 18 years of age or the legal majority age in your jurisdiction.
Capacity: You must have the legal capacity to enter into binding agreements.
Accuracy: You must provide true, accurate, and complete information during registration, training enrollment, or service request.
Compliance: You must comply with all applicable Nigerian laws, regional regulations (such as ECOWAS), and international laws.
We reserve the right to refuse service, suspend, or terminate accounts if eligibility requirements are not met or if fraudulent or unlawful activities are detected.

4. Account Registration & Security
When you register for Services, create a training profile, or sign up as a client, you agree to:
Provide correct and updated information.
Maintain the confidentiality of your login credentials.
Notify JaoTech Gworld Limited immediately if you suspect unauthorized access.
You are solely responsible for activities carried out through your account. JaoTech Gworld will not be liable for losses caused by compromised credentials, negligence, or misuse.

5. Payments & Fees
5.1 Accepted Payment Methods
We accept the following payment methods for training and professional services:
Bank transfers (Nigeria-based and international).
Debit/Credit cards (via trusted payment gateways).
Approved cryptocurrencies (BTC, ETH, USDT, etc.), subject to AML/KYC compliance.
5.2 Payment Terms
All payments must be made in advance unless otherwise agreed in writing.
Prices are quoted in Nigerian Naira (₦) or U.S. Dollars ($).
Clients are responsible for bank charges, conversion fees, or blockchain gas fees.
5.3 Refunds
Refunds will be managed under our official Refund Policy (see Section 12). Once work has begun on a project or training has commenced, refunds are limited and not guaranteed.

6. Service Delivery & Client Responsibilities
We are committed to delivering projects and training with excellence, professionalism, and transparency. Clients agree to:
Provide full and accurate project briefs.
Supply required content, documents, or approvals in a timely manner.
Respond promptly to communications, feedback, and queries.
Delays caused by the client may extend timelines. We shall not be held responsible for failure to meet deadlines resulting from client inaction.

7. Training Services
When enrolling in JaoTech Gworld training programs:
Payments: Full payment is required before the program begins.
Materials: Training materials are copyrighted and for personal use only. Redistribution, resale, or publication without written consent is prohibited.
Certificates: Certificates of participation or completion are issued only to trainees who meet program requirements.
Attendance: Regular attendance and participation are required for successful completion.

8. Acceptable Use of Services
Clients and users must not misuse JaoTech Gworld’s Services. Prohibited actions include but are not limited to:
Using our Services for illegal, fraudulent, or harmful purposes.
Uploading or distributing viruses, malware, or malicious code.
Infringing upon intellectual property rights.
Engaging in harassment, hate speech, or any harmful conduct.
Using our services to promote scams, Ponzi schemes, or financial fraud.
Violation of this clause may result in immediate suspension or termination of Services without refund.

9. Intellectual Property
All intellectual property belonging to JaoTech Gworld Limited  including software, logos, trademarks, training materials, service content, and website text remains our property.
You may not copy, reproduce, distribute, or use our intellectual property for commercial gain without written consent.
We respect the intellectual property rights of others and expect clients to do the same.

10. Third-Party Services
Our Services may rely on or integrate with third-party platforms (e.g., payment processors, blockchain networks, cloud services). JaoTech Gworld Limited is not responsible for failures, errors, or downtime caused by third party systems. Clients are advised to review third party terms before use.

11. Data Protection & Privacy
We are committed to protecting client and trainee data. Data is processed in accordance with our official Privacy Policy.
Key highlights:
Data is collected only for service delivery, compliance, and communication.
We do not sell client or trainee data to third parties.
Information may be shared only with trusted partners under confidentiality obligations.
Clients have the right to access, correct, or request deletion of their data.

12. Refund Policy
Training Programs: Refunds are permitted if cancellation is made at least 7 days before training starts. No refunds are available once a program begins.
IT & Digital Services: Refunds are not guaranteed once a project has started. However, if errors arise from our side, we commit to resolving them or offering alternative solutions.
Cryptocurrency Payments: Due to volatility, crypto payments are final and non refundable.

13. AML/KYC Compliance
In line with Nigerian laws, CBN regulations, and global standards:
We may request government issued identification and proof of address before processing large or crypto  based payments.
Suspicious transactions may be reported to regulatory authorities.
We reserve the right to decline services or transactions that appear unlawful.

14. Limitation of Liability
While we strive to deliver Services with excellence, JaoTech Gworld Limited shall not be liable for:
Losses caused by market conditions, third party services, or client misuse.
Indirect, incidental, or consequential damages.
Downtime or disruptions caused by external providers.
Our maximum liability is limited to the amount paid for the specific service in dispute.

15. Indemnification
Clients agree to indemnify and hold harmless JaoTech Gworld Limited, its directors, staff, and partners against any claims, damages, or liabilities arising from:
Violation of these Terms.
Misuse of Services.
Breach of laws or third party rights.

16. Disclaimer of Warranties
Our Services are provided “as is” and “as available.” We do not guarantee:
That services will always be uninterrupted or error free.
That results (financial, technical, or business outcomes) will meet client expectations.
That third party platforms will remain stable and reliable.

17. Dispute Resolution
Disputes shall first be resolved amicably through discussion and negotiation.
If unresolved, disputes shall be submitted to mediation in Benin City, Edo State.
As a last resort, disputes shall be settled by competent courts in Nigeria under Nigerian law.

18. Governing Law
These Terms are governed by the laws of the Federal Republic of Nigeria, including the Companies and Allied Matters Act (CAMA), Nigeria Data Protection Regulation (NDPR), and Central Bank of Nigeria Guidelines, alongside applicable international laws.

19. Amendments
JaoTech Gworld Limited reserves the right to revise these Terms at any time. Updated versions will be published on jaotechgworld.com with a new effective date. Continued use of our Services after updates signifies your acceptance.

20. Contact Us
For any questions or concerns regarding these Terms, please contact us:
JaoTech Gworld Limited
No. 2, Victory Junction, New Lagos Road, Benin City, Edo State, Nigeria
Email: jaotechgworld@gmail.com
Phone: +2349065972816
Website: jaotechgworld.com

Thank you for reading.